Receivables Insurance covers payment risks resulting from trade with buyers. If the seller or policyholder decides to only insure his exports, i.e. his trade with buyers situated in other countries than his own, the cover is referred to as Export Credit Insurance. There are many additional risks if payment is due from a buyer in another country. Not only is it more difficult to determine the buyer's current status, many instances may occur that prevent payment taking place. Riots, war, exchange restrictions or changes in import regulations can determine whether payment can be expected or not. An Export Credit Insurance policy addresses all these and other risks.